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Why Sellers Choose Andy Hodes & The Scenic City Team - Why home sellers in Chattanooga, North Chattanooga and East Brainerd choose Andy Hodes & The Scenic City Team. Free Presentation - Free in-home listings presentation on marketing your Chattanooga, North Chattanooga and East Brainerd, in Hamilton County Tennessee property. Property Valuation - How much is your Chattanooga, North Chattanooga and East Brainerd home worth? What Did That Home Sell For? - What did that Chattanooga, North Chattanooga and East Brainerd, Tennessee property or other real estate sell for? FSBO - Selling your Chattanooga, North Chattanooga and East Brainerd real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Chattanooga, North Chattanooga and East Brainerd Homes, For Home Buyers, For Home Sellers, Chattanooga, North Chattanooga and East Brainerd Information, Real Estate Resources, and About Andy Hodes & The Scenic City Team. 
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Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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