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Welcome to Andy Hodes & The Scenic City Team'sChattanooga, North Chattanooga and East Brainerd Real Estate Website Welcome to Andy Hodes & The Scenic City Team'sChattanooga, North Chattanooga and East Brainerd Real Estate Website
Welcome to Andy Hodes & The Scenic City Team'sChattanooga, North Chattanooga and East Brainerd Real Estate Website


Welcome!
Here You Can Find Great Information on  Chattanooga Real Estate Market.  We are sure you will find this information most useful in your home search including downtown, North Chattanooga, East Brainerd and all of the greater Chattanooga area.  



Looking for homes?

Search everything the web has to offer, right here! Don't miss our Featured Homes. 

Need local real estate information?  We've summarized much of what is important about the Chattanooga, North Chattanooga and East Brainerd real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours!

This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy and we offer all services on this site for free and without obligation.  Why?  We want to be YOUR Realtor.  As your trusted professional real estate consultants, we will help you find the best home in your area within your price range.  And together we will sell your home, for the hightest price, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Chattanooga, North Chattanooga and East Brainerd real estate team, we have the experience and track record you are looking for. Please let us help. 

- Andy Hodes & The Scenic City Team



School Reports in Chattanooga, North Chattanooga and East Brainerd, Tennessee
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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?

A 
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Andy Hodes & The Scenic City Team, REALTOR®, real estate agent and broker for Chattanooga, North Chattanooga and East Brainerd, Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy Hodes & The Scenic City Team
Keller Williams Realty

1200 Premier Dr., Suite 140
Chattanooga, TN 37421
423-664-1821
Fax: 423-664-1820
andy@andyhodes.com

Thank you for visiting my website and I hope you enjoy learning about what Chattanooga has to offer. It is one of the most beautiful cities in the Southeast. I am licensed in both Tennessee and Georgia. Please feel free to contact my team at anytime, we are here to assist you in your specific needs. I grew up in Chattanooga and moved away after college. When I married my wife, we decided to move back to Chattanooga to raise our family.

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