Chattanooga, North Chattanooga and East Brainerd, Tennessee Real Estate Listings & Homes For Sale - Andy Hodes & The Scenic City Team

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Welcome to Andy Hodes & The Scenic City Team'sChattanooga, North Chattanooga and East Brainerd Real Estate Website

Welcome!
Here You Can Find Great Information on the Chattanooga Real Estate Market. We are sure you will find this information most useful in your home search that will include downtown, North Chattanooga, East Brainerd and all of the Greater Chattanooga area.

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Need local real estate information? We've summarized much of what is important about the Chattanooga, North Chattanooga and East Brainerd real estate market in this site.

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This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy and we offer all services on this site for free and without obligation. Why? We want to be YOUR Realtor. As your trusted professional real estate consultants, we will help you find the best home in your area within your price range. And together we will sell your home, for the hightest price, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Chattanooga, North Chattanooga and East Brainerd real estate team, we have the experience and track record you are looking for. Please let us help.

- Andy Hodes & The Scenic City Team

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About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Q	Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?
A	The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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Andy Hodes & The Scenic City Team, REALTOR®, real estate agent and broker for Chattanooga, North Chattanooga and East Brainerd, Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy Hodes & The Scenic City Team
Keller Williams Realty
1200 Premier Dr., Suite 140
Chattanooga, TN 37421
423-664-1821
Fax: 423-664-1820
andy@andyhodes.com

Thank you for visiting my website and I hope you enjoy learning about what Chattanooga has to offer. It is one of the most beautiful cities in the Southeast. I am licensed in both Tennessee and Georgia. Please feel free to contact my team at anytime, we are here to assist you in your specific needs. I grew up in Chattanooga and moved away after college. When I married my wife, we decided to move back to Chattanooga to raise our family.

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